SBA 504 Loans for Growing Businesses

Southern Maine Finance Agency (SMFA) is pleased to offer the popular SBA 504 program to businesses for owner-occupied property.

SBA 504 loans may be used for:

  • The purchase of land and buildings
  • New construction, renovation and leasehold improvements
  • Acquisition of machinery and equipment
  • Some debt refinance

Learn more about the SBA 504 Program

SBA Lender

The SMFA Advantage

Learn about the unique SMFA Advantage! Down payment financing available, bridge loan funding to minimize closing risk to your bank, first mortgage loan participations.

In addition to offering SBA 504 funding, we can also provide access to other financing types, including term loans; senior short- or long-term debt; subordinated debt; and mezzanine or private equity financing.


Call today for the latest SBA 504 interest rates!

"SMFA urged us to think bigger than we were. We are really excited about the potential for our business and to be able to do what we love, right here in Maine."

Derek Bedford

Possum Hollow Farm Soaps

"I approached SMFA for a loan and they worked with me to find exactly the right combination of funding sources to provide my company with the money it needed, at the right rate, in a timely manner."

Mike St. Pierre

Hyperlite Mountain Gear