USDA / Rural Development – Intermediary Relending Program

Rural Development IRP Fund targets non-agricultural businesses and industry that are located in rural communities with loans of up to $250,000.

IRP funding may be used for a number of purposes but to be eligible, ultimate recipients must be located in a rural area. Under the IRP, a rural area is any area that is not inside a city with a population of 25,000 or more according to the latest decennial census.

Eligible Activities include:

  • The acquisition, construction, conversion, enlargement, or repair of a business or business facility, particularly when jobs will be created or retained.
  • The purchase or development of land (easements, rights of way, buildings, facilities, leases, materials)
  • To purchase equipment, leasehold improvements, machinery, supplies
  • Start up costs and working capital
  • Pollution control and abatement
  • Transportation Services
  • Feasibility studies
  • Hotels, motels, B&Bs, convention centers

To file a program discrimination complaint, complete the USDA Program discrimination Complaint Form, AD:3027 found online here (External Link)  at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by:

  • Mail:
    U. S. Department of Agriculture Office of the Assistant Secretary for Civil Rights
    1400 Independence Avenue, SW
    Washington, D.C. 20250-9410
  • Fax: (202) 690-7442
  • Email: program.intake@usda.gov

"SMFA urged us to think bigger than we were. We are really excited about the potential for our business and to be able to do what we love, right here in Maine."

Derek Bedford

Possum Hollow Farm Soaps

"I approached SMFA for a loan and they worked with me to find exactly the right combination of funding sources to provide my company with the money it needed, at the right rate, in a timely manner."

Mike St. Pierre

Hyperlite Mountain Gear